/lit/ - Literature

Nobody gets rich off those bills. It's just really fucking expensive to get medical care because the equipment and training is both expensive. Stop being so unhealthy if you don't want to deal with it.

>>17633638
Not a problem in EU and literally elsewhere outside of USA.

>>17633638
Cuba (poor, full of niggers) has a greater life expectancy than America. When I got a pilonidal cyst, the Jews wanted 4K to remove it. Instead I did DIY surgery with a weirdo I found from instagram “popping” community.

>>17633638
Imagine being this fucking retarde. Thank god I live in a country that provides free healthcare, if I lived in burgerland I´d probably blow my brains out

>>17633627
it's all a fucking scam.
I live in germany- do you know how much I paid for surgery and a hospital stay? 200€. Wanna know how much I pay for x-rays? 0€. you get 7 free per day. Ambulance ride? 0€. With universal healthcare, miracles are possible. Did you know that I'm terrified of needles? I can't stand them. Which means that I can't give myself the after-surgery shots that I need. So a lady came by every day to give me my shots. Also 0€.

My point is that medicals bills in the US are so fucking high because it's a capitalist dystopia, and the propaganda is so pervasive that anything that isn't blatant exploitation is "commie shit".

>>17633638
pic rel

>>17633627
I don’t know but this might be relevant.

>>17633696

>>17633650
it is a problem, you just have the 90% healthy population subsidizing the costs of the 10% who don't take care of their health. Wouldn't work in the US because our population is too unhealthy, and nobody wants to accept 60% income tax like europoors
>>17633681
>free healthcare
there's no such thing

>>17633708
Europoors don't have 60% income tax lol

>>17633688
The “it’s because of capitalism” is such a shallow and say-nothing answer though. It’s so vague that it can’t even possibly be said to be accurate.

>>17633681
I used to live in the states. Some days I really fucking miss it. Sometimes I fucking yearn for it. But I moved to the EU when I was 15, and I had to make a choice: free healthcare and free education, or crippling debt and hummingbirds.
I tell you, I miss those fucking birds.
But I can never live in the states again.

>>17633708
>Wouldn't work in the US because our population is too unhealthy
Why is our population so unhealthy if we spend so much on healthcare?

Again, Cuba. Dirt poor. Full of niggers. Better healthcare outcomes than America.

>>17633711
sorry, only 50.5%

>>17633714
>It’s so vague that it can’t even possibly be said to be accurate.
you'd be fucking surprised

[health insurance actuary anon here]

Costs are high b/c most patients don’t pay full price (have insurance), most insurers don’t pay the book rate (negotiate discounts), and most docs have no clue what things cost when they order them. Normal market economics just don’t apply when costs are unknown/made-up, and patients are often unable to shop for or decline life-saving care.

Best books about US Healthcare:
T.R. Reid - The Healing of America
Elisabeth Rosenthal - An American Sickness

Best book to understand why it is this way:
Joseph Heller - Catch-22

>>17633722
>Why is our population so unhealthy if we spend so much on healthcare?
Please be bait. Healthcare has an inconsequential effect on overall health relative to lifestyle choices. 70% of our population is overweight

>>17633730
>Joseph Heller - Catch-22
No, I don’t think I’ll read the jewish weak sauce version of journey to the end of the night

>>17633734
>Healthcare has an inconsequential effect on overall health
Then why the fuck are we spending so much on it???

>>17633725
So? Do you realize that money is used right? You dumbfuck americans always bitch about taxes. "OH AT LEAST WE DON'T PAY SO MUCH TAX!" like that's something to actually be happy about, and not proof that you're a bootlicking idiot.
Yeah, maybe the EU pays higher taxes, but you know what we don't pay? Exorbitant health costs and collage loans.

>>17633745
Americans spend fuckloads of public money on healthcare as well. They literally get gouged and raped by Jew doctors and praise Israel every day for the opportunity.

>>17633708
My insurance is shitty and expensive. I would rather pay an equivalent amount in taxes and not have to worry about whether I'm going to be able to afford care anyway.

>just don't get sick bro
Anybody can get hit by a car, or get fucked by a genetic condition they didn't know they had

>>17633726
Yeah, I would because it’s literally a say-nothing, conclude-nothing statement. It’s a default critique that doesn’t actually get to the heart of anything at all. It’s like this Lovecraftian horror that haunts a seaside village but you can never actually see the monster or it’s parts, only blame the thing for anything that ever goes wrong there.

>>17633741
Basically the last month or two of life. An insane % of healthcare is just trying to extend someone's life by another few weeks so they can sit around in their hospital bed on morphine
>>17633745
>exorbitant health costs
most Americans are insured and don't pay those, either
>collage loans
Never had to take out a loan for a collage before, seems like the photos and materials can't be that expensive. If you meant college loans, those are also unnecessary if you're not an idiot. We have state universities that are as good or better than most of the expensive private colleges. In-state tuition is $15k/year with room and board at my state's school, and there is extensive financial aid, both need-based and merit-based. If you go into debt to pay for college and can't repay it in 1-2 years, one of the following is true:
>1. you shouldn't have gone to college, you weren't smart enough and/or you majored in a field with no jobs and now just work at Starbucks
>2. you went to a $70k/year country club college that gave you no better education than the in-state university. You took a very expensive vacation and will be paying for it a long time

>>17633752
The doctors aren't the ones setting the prices

>>17633757
>I would rather pay an equivalent amount in taxes and not have to worry about whether I'm going to be able to afford care anyway.
Well good news bro, you already do pay shitloads in taxes for healthcare, the yid doctors just need more though.

>>17633757
>I would rather pay an equivalent amount
Obviously, because you are poor and this would just mean someone else would be paying for it. Wouldn't we all like someone else to pay for us?
>anybody can get hit by a car
in which case the driver is responsible for paying for your healthcare via their own insurance, which is legally required to be on the road
>fucked by a genetic condition
sorry, life isn't fair. I'm not obligated to keep alive your retarded cousin who will never provide any value to the world. If you want to pay for it, you can, but I'm not going to.

>>17633767
>it's another "American defends the rigged game that he is forced to play and pretends it's a meritocracy" episode
They need to hire some new writers

>>17633767
Clueless liberaltarian

>>17633759
alright, how about this: research henry ford and why america doesn't have a substantial public transport system. and if you think it stops there, you're out of your mind.

>>17633782
>in which case the driver is responsible for paying for your healthcare via their own insurance, which is legally required to be on the road
>he thinks Tyrone Freedman, drunk on the job who just ran into you carries liability

Clueless liberaltarian

>>17633784
I mean, it's either that, or acknowledging that they're going to be fucked raw for the rest of their life and there's nothing they can do about that.

>>17633784
>>17633788
>>17633798
do you have any defense?

>>17633777
Again, doctors don't set the prices. Those healthcare related taxes are funneled to private insurance companies.

>>17633782
>I don't wanna pay for someone else's healthcare
I really doubt that you would anyway, you're not that rich bro

>>17633745
Consider this: the US government is extremely inefficient with taxpayer money. It wastes it by the millions -- often billions -- annually.

I would never, ever expect that either shifting, or increasing, taxpayer money will make the govt. magically more efficient with what it's given; rather, it becomes more efficient at wasting it.

It is better to directly address why medical prices are so high -- and this tends to be because it's not a competitive market, with regards to hospitals -- rather than merely increasing the money given to an addict.

How does anyone have a medical bill greater than the Obamacare deductible? You must be an idiot

>>17633807
>you're not that rich
lol

>>17633812
>greater than deductible
you don't know what a deductible is, please delete your post

>>17633807
Private insurance companies have legally mandated profit margins. I hope you aren’t the guy larping as an actuary.

>>17633812
>>17633818
nvm I misread. you do know what a deductible is

>>17633812
Because it’s 5k with a 30% copay beyond that retard

Let me tell you the process by which prices are sett:
1. You get medical services
2. Jewish hospital tries to buttfuck you as much as possible on prices
3. Your insurance company negotiates them down, pays some of it
4. You get a bill that legally mandated to pay despite having zero agency and market power throughout the entire proceeding.

>>17633804
Refute this >>17633668

>>17633868
I already have several times in this thread. Healthcare doesn't make a population healthy. Most of one's health is determined by their lifestyle choices. Americans are heavily overweight and obese

>>17633767
It makes absolutely no sense to pay off the government backed student loans literally everybody is eligible for in 1-2 years. The interest rates are ridiculously low, you can get your repayment amount adjusted to be a function of your income, teachers and other government workers can just straight up get them discharged after a certain amount of time.
If you have $10,000 in the bank and a $10,000 bill for tuition it’s very likely that you are actually better off economically in the long run paying $7,000 in cash and borrowing the $3,000 the government offers you and saving the $3,000 as a safety net or using it as an investment. That's seriously how advantageous the terms of Federal Student Loans are to the borrower.
Imagine turning down a small business loan or a mortgage with income based repayment terms, lol.
Your complete lack of understanding of this proves you have no idea what you’re talking about.
You almost certainly get so triggered at the idea of Bernie Sanders giving art majors a free pass that you’ve completely failed to understand one of the main reasons the ploy is so dumb.

>>17633866
Do you have a single source outlining this or are you just making shit up?

>>17633891
ok, then nothing to complain about whatsoever

>>17633767
>An insane % of healthcare is just trying to extend someone's life by another few weeks so they can sit around in their hospital bed on morphine

Atul Gawande - Being Mortal
^great book on end of life care, how the US spends a ton of money and talent just to make the last few months of life worse

>>17633912
they're right, student loans are super good. Actually, pretty much any loan where you can get more money than you need is good, because you can make more in the stock market than they charge in interest. But this is basically irrelevant to the discussion, because my point was about not being able to afford college and thus needing student loans, his point was about how student loans are advantageous when you /don't/ need them

>>17633891
>The interest rates are ridiculously low,
Mine were 6.8%. How are liberaltarians so clueless about the world? Is it because they are all underaged?

>>17633820
Nope, I’m the actuary larper.

They have mandated cash reserves, and caps on margins for profit/admin. Nothing says they should be ‘profit margins’.

Most ppl in the IS are covered by their employers, and they self-insure (so practically no insurer profit). In my experience insurance companies make more by investing their huge cash reserves than they do through any profit margin.

>>17633951
in the US? 6.8% annually? could you provide more numbers? That's just not possible lol

>>17633820
instead of talking out of your ass, why don't you actually just go and geogle the numbers on health insurance? They make profits of 1-3% per year. That's basically nothing. Insurance as a whole is just pooling a bunch of people's money to reduce risk for each individual. Actuaries and insurance companies aren't out to screw you over, there's just a limited amount of money available. If you want better coverage, pay higher premiums.

>>17633638
Liability insurance companies get rich off them bills.

>>17633961
Unsubsubsiduzed Staffird loans for 2012-2013 had 6.8% interest rate. Google it if you doubt. Of course, if I had been a Jewish banker I could have gotten loans at 0.5%. But my people didn’t suffer the HOLOCAUST so waddaya waddaya

why the fuck are the jannies so worthless

>>17633980
could you post data? My understanding is that basically the only insurance companies making significant profits (double digits) are vanity insurance, ie insurance that is completely unnecessary and financially stupid to buy
>>17633990
lol yes, after the great recession, at the same period when the stock market was growing 10+% annually?

>>17633688
You are paying for your healthcare in a way or another, most likely taxes. Nothing is free.

>>17633961
Federal Undergraduate Student Loans are currently at 2.75%
Nobody has also had to make any payments on them since March of 2020 because of COVID and payments don’t have to resume for anybody, anywhere until September 2021 (unless the extend it again).
You may be confusing the federal loans with ones taken out through a private bank

>>17634013
>You may be confusing
I think you may be confusing who you're replying to

>>17634013
Meant for >>17633951

>>17634008
>ol yes, after the great recession, at the same period when the stock market was growing 10+% annually?
Huh yet the the fed rate was hovering around 0% for Jews at the same time. I guess I just needed to check my goy privelege.

>>17634031
Nope, I’m talking about stafford loans for 2012... they aren’t variable rate lmao

>>17634010
And yet countries with single-payer healthcare systems end up spending much less per capita than the US. And yes, that includes countries with tons of fatasses like the UK and Canada

>>17634010
Actually I'm a neet parasite. I pay for jack shit.

>>17634013
I took out private loans for school from Citibank and my rate was less than 4% and since I paid it back way ahead of schedule it didn't even cost that much extra. Moreover, you can claim the interest paid on your taxes, so you it all gets refunded anyways. The key is not to go to ridiculously expensive private schools meant for rich people if you're not a rich person.

>>17634035
>0% for jews
ok, I'll bite. source?

>>17634071
i assume he's talking about this

https://fred.stlouisfed.org/series/FEDFUNDS

>>17634071
federal funds rate, 2012

>>17634077
look at how they cranked the interest rate as soon as trump got in office and then when he lost they cut it back down to zilch lmao

>>17634077
I don't see any reference to Judaism here.
>>17634079
how does this relate to Jews?
>>17634084
>doesn't understand where interest rates come from
yep, it's just Jews pulling a lever

>>17634113
it doesn't relate, the guy is a moron, i'm just pointing out what he's talking about and as you can see he lives in something of an alternative universe

>>17633627
You're also paying for the illegals and niggers who didn't pay

>>17633708
Very bizzare cope to deny your health service is overpriced.

>>17634007
fuck off. /lit/ flocks to anything that breaks up the monotony of philosopher threads and shitposts. at least it's not just straight up hardcore porn this time.

>>17634135
it is overpriced if you pay without insurance due to the ridiculous system of price negotiations that the actuary above alluded to. But I pay less for my healthcare (well, my employer pays less, as part of my compensation) than I would pay in taxes under universal healthcare. I had $375k w-2 income last year though so I'm slightly better off than the average wheezing americanon here

>>17634128
Cuba is exclusively illegals and niggers and has better outcomes.

Sorry shlomo, can’t blame niggers for this one

>>17634144
those threads are boring, but if you want to talk about off-topic stuff why not just go to another board of which there are many

>>17634135
additionally, the euro arguments seem to assume that socializing everything would eliminate the overpriced issue. It wouldn't. We spend more on healthcare per person than Europe for reasons entirely unrelated to whether it's nationalized or not

>>17634152
>But I pay less for my healthcare (well, my employer pays less, as part of my compensation) than I would pay in taxes under universal healthcare.
This is not a theoretical question. Medicare pays much less for the same healthcare as your insurance company. Ask the actuary larper.

>>17634160
I love how you ignore every response I've given to the "muh cuba" argument. It's literally just obesity in the US. That's it. That's why our health is so bad.

>>17634152
>But I pay less for my healthcare (well, my employer pays less, as part of my compensation) than I would pay in taxes under universal healthcare
Do you know this or are you just assuming?

>>17633627
>/lit/ is for the discussion of literature, specifically books (fiction & non-fiction), short stories, poetry, creative writing, etc. If you want to discuss history, religion, or the humanities, go to /his/. If you want to discuss politics, go to /pol/. Philosophical discussion can go on either /lit/ or /his/, but those discussions of philosophy that take place on /lit/ should be based around specific philosophical works to which posters can refer.

>>17634162
You get better discussions at /lit/ because it's a high IQ board

>>17633638
Lick the boot

>>17634162
The jannies on /tv/ are too fast and this is the next closest thing to a general interest pop-culture board what with your Dune threads and all

>>17634188
>it's a high IQ board
>full of conspiracy theorists and people who believe in magic

if you say so

>>17634162
because this is my board. I fucking hate it, but I'm stuck here.

>>17634193
>horrible thread
>it's by a guy from a board about watching tv

checks out

>>17634195
It's as intelligent as a 4chan board can be

>>17634179
Anon, that just means it’s more important to nationalize healthcare, so we more efficiently distribute resources. By say, expelling plastic surgeons to Israel and instituting a series of “fat camps”.

>>17633688
if paid health care is monopoly it's not capitalism.

>>17634227

>>17634177
Medicare is subsidized. It requires doctors to work at below normal rates. It only works because non-medicare patients pay /more/ to compensate for the fact that some people pay less because of medicare. Doctors would not become doctors if they only had medicare patients.
>>17634180
Well, there are too many unknowns to actually calculate numbers directly for comparison, but it's pretty obvious. I'm currently only paying for my own health insurance. I am in the top 90% of salaries in the US, so obviously I'm on the "subsidizer" not "subsidizee" side of the equation.
>>17634209
nationalizing healthcare doesn't more efficiently distribute resources. Name one nationalized organization in the US that runs more efficiently than a private organization. The problem is that healthcare is /too/ controlled by government to the point where there is no free market whatsoever, which is why costs work the way they do.
>a series of "fat camps"
I would support a socialized health program that was only available to non-smokers, non-drinkers, non-drug users, within a healthy weight range who have verified exercise records of at least 3 hours per week. Even if that raised my taxes by 10%. But that'd never happen. Instead I'll be sitting here waiting 6 months for my monthly physical because some fatass goes in 3 times a week to check on his cold that he's worried is a serious condition, and his joints hurt for some reason, and he deesn't feel as young as he once did... It makes me seethe just thinking about it

>>17634010
The government has so much buying power it can negotiate lower prices. t

>>17634177
>Medicare pays much less for the same healthcare as your insurance company. Ask the actuary larper.

True.

But they can only pay less b/c non-Medicare overpays. If you cut costs on commercial insurance, something would have to give.

Unfortunately the system is too complex/large to make any changes without a tremendous amount of disruption. In general national systems came out of post-war reconstruction, new government control, or as a result of overwhelming demand. As long as most Americans feel it’s decent (just sux if you’re sick/uninsured, but I’m healthy and employed!) nothing can change.

>>17634239
>verified exercise records
No deal I don’t want the government tracking my gains

>>17634239
>Doctors would not become doctors if they only had medicare patients.
Doctors make less in other countries and they still have doctors.

>>17634258
>But they can only pay less b/c non-Medicare overpays. If you cut costs on commercial insurance, something would have to give.

Yeah, retarded hospital profits and doctors might have to suffer from having only one summer cottage

>>17634261
that's fine, you'd just be opting out of free healthcare (in spite of still being taxed for it)
>>17634263
they're also worse

>>17634263
Doctors in other countries don’t rack up massive undergrad+med school loans, then work 80hr weeks for $60k-$70k/yr through residency and fellowship. Reform would need to start in medical education

>>17634239
>guy is against big government
>thinks "verified exercise records" to get insurance are a good idea
Stupid as shit desu

doctors have absurdly high impressions of themselves for a position that was solidly middle class for most of history. They seem to think you need a 130 IQ to prescribe antibiotics to cure shit and painkillers to earn some fat cash off addicts on the side

>insurance as an industry slowly raising the outright price of medical bills over the past 80 years
>politicians paid by medical industry to implement regulation in their favor
>hide the cost the whole time
>hire a bunch of bullshit job administrators for all the paper work necessary for the insurance to be used
>attach insurance to employment so people are forced to keep working if they want to see a doctor
>put doctors in six figures of debt so they never question big med and struggle to start their own practice because of how large and expansive the regulatory state is
>have state legislators pass tort reform so that doctors are no longer accountable to patients but instead only accountable to insurance and the administrative apparatus
>force feed the population empty simple carbs because it's cheaper in the short term and makes a profit because no one was taught how to cook or how food actually effects the body because everyone was too busy avoiding sex ed in health class to give a shit about actual applicable health facts
>continue to deregulate cost measures of care and of drugs so that administrative third parties make shit loads of money
>everyone is now obese, over worked, addicted to pain killers, and with too high a deductible to even see a doctor
Don't you love the ol' U.S. of A.

>>17634275
>hey're also worse
Oh no, my doctor didn’t go to jewniversity for 20 years, how will he know what amoxicillin is?

>>17634332
Lol, you don’t need to go to a doctor for amoxicillin you can get it at pet stores

>>17634305
I didn't say I was against big government. Where did you read that? I said I was against increasing taxes
>>17634332
https://www.healthsystemtracker.org/chart-collection/quality-u-s-healthcare-system-compare-countries/#item-overall-age-adjusted-mortality-rate-per-100000-population-1980-2017

>>17634322
>Don't you love the ol' U.S. of A.
We’re #1!
If we can’t be the best, we’ll settle for being the most.

>>17634348
Lol, you don’t need to go to a pet store for amoxicillin you can get it from Nana’s pill drawer

>>17634352
>The U.S. ranks last in a measure of health care access and quality, indicating higher rates of amenable mortality than peer countries
From your own link

>>17634374
>access
nobody disputed difficulty of access. But for people who can afford it, it's some of the best in the world

>>17634378
>access AND quality
>The U.S. has higher rates of medical, medication, and lab errors than comparable countries
>Post-operative clots are more common in the U.S. than in some comparable countries
>Maternal mortality rates in the U.S. have risen over time and are much higher than in peer countries
>After a steady decline in premature death rates, the U.S. has experienced a recent uptick
Yeah, we outperform in some areas, but our healthcare isn't really so much better that it justifies the cost.

>>17634396
Tort reform was a mistake.

>be an American doctor
>hook housewives on benzos
>make grandpa a smack head
>cut off juniors testicles

Truly... these are some healing hands

>>17634396
>Maternal mortality rates in the U.S. have risen over time and are much higher than in peer countries
C’mon you know why that is

>>17633627
What does this have to do with Literature(FAGGOT)

>>17634424
OP implied the
>books for this feel?

>>17634415
Such a tiny factor

>>17634419
I truly don't

>>17634396
literally all of those are related to our obesity rates. holy shit, we've been discussing this the entire thread, are you new?

>>17634443
Nah, like 2 of them are

>>17634179
The UK is just as fat as US

>>17634424
There are some book recs above of you can wade through the garbage.

Another Medical fiction:
Cutting for Stone

>>17634439
Consequently now, sure. But tort reform lines up pretty well with the exponential boom of the medical profession. Before, doctors and hospitals were held accountable for their actions because they could be found liable for millions of dollars. The care had to be good otherwise the whole system could fall apart from one botched surgery. Now they have damage caps of like half a mil and a bunch of procedural bullshit mixed in, making medical litigation basically worthless as a tool of checks and balances. Things would be different right now if people were able to sue for big sums for the past 40 years.

>>17634448
all but the first definitely are, and the first arguable is as well

>>17634454
and their health outcomes aren't much better

I can't be the only one bored by any and all reform discussions, right? Not because I disagree, but because you know and I know that we're all going to our graves with the same complaints and inefficiencies that exist today. `None of this shit is going to improve, we don't actually have the ability to change it either. Just move. My sister is a pharmacist and is moving to NZ, I told her they probably hate nigs but apparently they don't.
Seriously, leave. If you're skilled it isn't that hard. The US is what it will be.
>>17634491
They don't have to pay out the ass for those health outcomes though.

>>17634491
But they’re a lot cheaper. Only downside is not getting raped by hospitals is antisemitic

>>17634498
>>17634499
no, they're not lol. It's just socialized. The overall cost is similar.

>>17634498
But if we don't fight for reforms and continue to complain about it, who will? I'd prefer people got medical treatment and didn't die of easily preventable causes of death.

>>17634462
There’s no way you can look at the crazy hairball of programs and perverse incentives we have in the US system and list ‘tort reform’ in the top 20 things wrong with our system.

Doctors still send records via fax machine.
Patients get 10 bills from 10 parties over the course of months after a procedure.
Few people understand the system well to use their plans as designed.
Most plans are created/run by you employer’s HR department, rather than someone who knows what they’re doing
Most reforms just add more complexity, rather than adding clarity

But yeah...tort reform.

>>17634509
nobody dies from preventable things in the US, no more than europe. You just go into debt for the rest of your life

>>17633956
How do you like being an actuary ? any tips on gettin into the position?

>>17634507
Please refer to>>17633752

These are not theoretical questions.

>>17634544
This is a perfect example of why these things will never come to pass. You can't even get the opposition to digest real data when it's right in front of them. They'll just continue to defend whatever they've been brought up to accept,

>>17633705
>>17633696
I don’t know why the US is fucking retarded about letting people become physicians. I’m in uni currently and there are a shitton of people who want to get an MD, but most med schools have a 40-100 class size. You would think more doctors = shorter hours for doctors and cheaper healthcare overall.

>>17634512
Giving lawyers an incentive to sue providers and insurance companies beyond the limits set by tort reform would have possibly effected those issues too.

I agree that there are more important things, but litigation is a good tool.

>>17634560
>the us
Doctors prefer it that way so they can charge ruinous rates. They put forth a lot of effort in the last century to close off their profession

Liberals in the US are always talking about modeling US healthcare on Sweden or some western European country so idk why people keep talking about Israel

>>17634614
Well, they do have a national healthcare system in Israel. And we do send them billions of dollars every year.

>>17634529
If you’re good at math/data and don’t want to be in academia, it’s a great gig!

Doesn’t matter what you majored in, just pass a few exams and get an internship at an insurance company or a consulting firm and you’re golden. The exams are brutal, so make sure you’re the type who can actually study and pass them.

Learn Excel (bonus points for VBA), SQL, SAS and you’ll be good.

In my opinion (as far as enjoyment goes):
health > P&C > life > retirement

With health there are always new opportunities/changes, the other fields can get stale.

>>17634560
You can’t just increase doctors. Med schools must have enough patients and attending a/residents to train the students. Then there need to be enough (federally set) openings for residencies and fellowships when they graduate.

And that doesn’t even get into how they get allocated geographically and by specialty...

If you beam a make this a /lit/ thread, here you go:
https://www.aamc.org/media/45976/download